Monday, December 24, 2012

What do I need to look for in Super Visa Insurance Offers?


What do I need to look for in Super Visa Insurance Offers?

Super Visa Insurance is a fundamental requirement in every Canadian Super Visa application. Fortunately, there are many medical insurance agencies available online that provide these services. However, how do you know if the policies they offer comply with Citizenship and Immigration Canada’s(CIC) regulations? Now that’s a question worth discussing.

Before you buy medical insurance for Canada, it is essential to look for four important characteristics in the policy that you’re looking at. Let’s enumerate them one by one.
1.       One Year Validity

Your Super Visa medical insurance should be valid for one year starting on the first day that you step foot on Canadian soil. This is to ensure that you will have sufficient coverage for time that you will stay in Canada.

2.       Shields from medical expenses and repatriation

The policy should be applicable not only to basic healthcare (e.g. colds and the regular flu), but also to hospitalization (e.g. should you need to be confined) and repatriation (i.e. if you will need to go back to your home country due to certain unavoidable circumstances).

3.       CA$ 100,000 coverage or more

       Your super visa policy should also cover at least  CA$ 100,000 to make sure that you will be able to get the best quality healthcare that you deserve. While Canadians are famed for their free universal healthcare, the fact of the matter is that non-Canadians are not covered with provincial subsidies. That is why a sufficiently-funded medical insurance policy is imperative for visiting relatives like you.
4.       Validity for every entry

Lastly, your insurance policy should also be valid every time you enter and stay in Canada. That’s why it’s necessary weigh the cost of the insurance premium versus the frequency and length of your visits. This way, you can find the best deal out there.

5.       Verifiability

Of course, the insurance company should also provide you with a document that can be verified by a port officer. This is to ensure that Canadian Immigration Authorities will be able to ascertain  all the four previously-mentioned conditions so that you can avoid instances of refusal of entry.

There are Super Visa insurance agencies like Arbetov Insurance can help you find the best value for your money. In particular, Arbetov studies every insurance provider and looks for the ones that can provide the best coverage at the lowest cost.

To get more information or quotes, contact Arbetov Insurance at 1-877-211-4301

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